Financial Information

Financial Information


Your Fertility Support Team

While you are in our care at RMA of Texas, we want to provide you with the highest quality of service available in a compassionate and cost-effective manner. Our fertility treatment programs are structured to encourage a high level of personal contact with your medical, and financial team. We strongly encourage you to utilize these resources throughout your journey at RMA. Our financial counselors will be able to answer any questions regarding fee schedules, insurance issues, payment options, etc. They are here to help you understand your benefits and the cost associated with your treatment.


We offer a quarterly financial seminar that is open to the public, it is hosted by our financial counselors and is a great opportunity to learn more about the cost of treatment, how we bill your insurance, or the discount programs we are associated with. Click the link below to RSVP for our next event.


If you feel that you may need a more in-depth, one on one conversation about your benefits we offer a complimentary 30 minute session with one of our financial counselors. Please click below to schedule a time that works best for you.



Insurance Coverage for Testing/Treatment


RMA of Texas is in network with many insurances that cover both fertility testing and treatment. Our dedicated team of financial counselors will verify your benefits before your new patient appointment so you are fully aware of any benefits you may have.


RMA of Texas participates with the following insurance carriers:


  • Blue Cross Blue Shield
  • Blue Cross Blue Shield TriWest
  • Cigna- RMA is recognized as a Center of Excellence
  • Aetna- RMA is recognized as an Institute of Excellence
  • United Healthcare
  • Humana


In the event that you have infertility benefits but RMA is not in network with your policy, you will need to pay out of pocket for your treatment at RMA. Our financial counselors will then work with you to obtain reimbursement for yourself from your insurance provider.

Non Participating Insurances

RMA of Texas offers many comprehensive packages for individuals whose insurance does not cover testing or treatment.


Diagnostic Packages

  • Full first consultation with pelvic ultrasound Performed by a Board Certified Reproductive Endocrinologist



  • Testing for male factor (will diagnose 35% causes of infertility) Semen Analysis with strict morphologic assessment (Kruger’s)



  • Testing for tubal and uterine factor- HSG (Hysterosalpingogram) (Will diagnose 35-40% of causes of infertility) Performed and interpreted by a Board Certified Reproductive Endocrinologist and Infertility Specialist at our office and a urine pregnancy test



  • Basic Testing for Ovarian Reserve (egg quality and quantity) (AMH, Estradiol and TSH)



  • Follow Up Visit With Board Certified Fertility Specialist to Design a Plan tailored to your individual medical, emotional and financial needs



Price of Total Comprehensive Diagnostic Package $990


Treatment Packages


RMA of Texas offers an array of treatment options, below are some of the most basic treatment packages, and the self-pay cost. If your treatments fees are not covered by insurance our financial counselors will explain these packages, and your financial responsibility in great detail. 

Intrauterine Insemination (IUI) – Clomiphene Cycle – Includes office visits, ultrasounds, emotional wellness session, semen preparation, insemination and 1st pregnancy test



In Vivo Fertilization (IVO) –INVOcellIncludes office visits, medications, emotional wellness session, ultrasound monitoring, blood work, IVF class, oocyte retrieval and semen preparation, rehearsal and transfer, and 1st pregnancy test.  $7,990


In Vitro Fertilization Cycle (IVF) Classic Package – Includes office visits, emotional wellness session, ultrasound monitoring, blood work, IVF class, oocyte retrieval and semen preparation, intracytoplasmic sperm injection, rehearsal and transfer, and 1st pregnancy test.




In Vitro Fertilization Cycle w/ PGS (IVF)  Premium Package – Includes office visits, emotional wellness session, ultrasound monitoring, blood work, IVF class, oocyte retrieval and semen preparation, intracytoplasmic sperm injection, preimplantation genetic screening, rehearsal and transfer, embryo thawing, embryo freezing with complimentary 1 year of storage, and 1st pregnancy test.




Financing Options

Financing Information

RMA of Texas understands that the financial investment of IVF is a significant part of the decision making process.


Therefore we work with several companies that can help to ease the financial burden.


We also provide general information regarding self-pay cost in the event insurance does not cover your testing or treatment cycle.


The financial counselors at RMA will walk you through your options and help you to understand your financial commitment.







The majority of IVF treatment packages do not include the cost of medications for the cycle. Therefor the patient is left to shop around for the best discounts, and order medications on their own. With Imagine we do the comparison shopping for you and bundle your treatment and medications into one package, making your experience simplified and adding savings to your cycle.


How We Can Help


We receive your treatment plan from your doctor, and our Advocates help you choose the IVF package that meets your plan.


We work on your behalf to negotiate discounts with the pharmacies, and bundle your medications into the package. Medication can be a hidden cost that can be as high as 40% of treatment. We include the medication with your treatment so you do not have to obtain medication and negotiate pricing yourself.


We can also offer financing on your package. Teaming with CapexMD, we can help make your treatment more affordable. There are many financial options to choose from, and Imagine Fertility will help find the solution that is right for you.


 Click here to learn more about Imagine Fertility. 










Via our partnership with fertility financing specialists CapexMD, we are pleased to offer our patients the most comprehensive financing options available. CapexMD provides customized loan programs to meet your individual needs and help ease the financial stress of treatment. CapexMD specializes in providing patient financing services for all fertility treatment options. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable.


Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with RMA of Texas to ensure your funds are secured prior to the commencement of your treatment. Apply online and receive your pre-approval within 24 hours! Call 888.497.8414 to learn more about fertility financing.


Click here to learn more about CapexMD.

Reproductive Medicine Associates of Texas is recognized as a Center of Excellence by OptumHealth Care Solutions and is enrolled into their ParentSteps program. Through this program, patients who possess very minimal or no infertility coverage become eligible to receive a discount on the following treatments.


·       In Vitro Fertilization (IVF)- IVF Classic with fresh transfer


·       Frozen Embryo Transfer


·       Intrauterine Insemination


·       Embryo Cryopreservation


·       Embryo Storage



To learn more about this program, contact Optum Health ParentSteps Program, toll-free, at 1-866-774-4626 or visit its website at www.myoptumhealthparentsteps.com